What is a Mortgage?
A mortgage: funds borrowed from a mortgage lender or broker to finance the purchase of a home. is a loan that allows you to borrow enough money to purchase a home. Unless you can buy a home in cash, you’ll need a mortgage. To help make sense of the different directions you can take, we have provided you some basic information.
We work with only most respected partners in the San Diego lending community. Whether you’re just starting to think about home-ownership or you’re already engaged in a home purchase, our mortgage guide is designed to answer your questions and explain some of the trickier concepts involved with finding a home loan.
Mortgage Pre-approval
What is pre-approvalA letter from a bank or a lender estimating how much they’ll lend a borrower. Getting pre-approved for a loan helps establish a price range and determines how much the borrower can afford.? A letter from a bank or a lender estimating how much they’ll lend a borrower. Getting pre-approved for a loan helps establish a price range and determines how much the borrower can afford.
When should you get pre-approved? Before you even step foot in a home. Our preferred lender will help you find out why you should get pre-approved early in the home-buying process, how to prepare for pre-approval, and what steps you’ll need to take to complete the process.
Choose a Mortgage Professional
Choosing the right person to help you finance your home purchase is one of the most important steps in the home-buying process.
Our Preferred Partners






